About Us

MIEC was founded in 1975 by physicians during a time when commercial carriers withdrew from the market. Now, nearly 50 years later, we remain determined to provide our policyholders with low, responsible, and stable premiums. We are owned and operated for the benefit of our policyholders. MIEC provides medical professional liability insurance to physicians and acupuncturists in Alaska, California, Hawaii, and Idaho.

As the West’s first truly physician-owned medical malpractice insurer, MIEC has always been guided by the desire to protect physicians and the practice of medicine. We exist to foster enduring partnerships within the healthcare community by serving our members through a philosophy of vigorous protection and high value, delivered by people who care.

we were created by physicians and their medical societies
We continue to be physician owned and governed
We believe in reducing the expense of providing Medical Professional Liability Insurance through:
  • Careful risk selection, stable and responsible pricing,
  • Fairness and transparency in charging premiums that reflect the different risk characteristics of our members,
  • Professional and uncompromising claim defense,
  • Practical and effective Patient Safety initiatives that improve outcomes and reduce the number and severity of claims,
  • Sensible investment of financial assets and,
  • Efficient internal operations staffed by experienced professionals.
Our track record is evidence of our mission and performance:
Over 90% of our claims are closed without indemnity payment
Over 85% of the cases we take to trail result in defense verdicts