Strong & Stable Financials

Protection built on a solid financial foundation

MIEC has always put its doctors first. From leadership to operating on a not-for-profit basis and delivering dividends. Our success and ability to keep our members protected relies on a solid financial foundation. As the West’s first physician-owned professional liability insurer, we’ve worked tirelessly since 1975 to provide our policyholders with safety and security through our financial resources. Our business practices and leadership have allowed us to maintain strong financial resources now, and for years to come—and to keep profits where they belong—with our members!

Financial Ratings:
= A – (Excellent) A.M. Best Company
Financial Highlights:

View our 2023 5-year consolidated financial report


Net Admitted Assets


Money in Surplus


Direct Written Premium


2023 Distributed Dividend

Net Admitted Assets
$ 429,125,128
Loss Reserves
$ 168,366,363
Direct Written Premium
$ 53,576,223
Net Written Premium
$ 47,945,605
Policyholder Surplus
$ 209,613,791

Direct Written Premium to Surplus Ratio


Reserves to Surplus Ratio


Declared Dividend to Written Premium Ratio