Strong & Stable Financials
MIEC has always put its doctors first. From leadership to operating on a not for profit basis and delivering dividends. Our success and ability to keep our members protected relies on a solid financial foundation. As the West’s first physician-owned professional liability insurer, we’ve worked tirelessly since 1975 to provide our policyholders with safety and security through our financial resources. Our business practices and leadership have allowed us to maintain strong financial resources now, and for years to come—and to keep profits where they belong—with our members!
Financial Ratings:

Financial Highlights:
View our 2018 5-year consolidated financial report
Net Admitted Assets
Money in Surplus
Direct Written Premium
2018 Declared Dividend
- Net Admitted Assets
- $ 402,171,000
- Loss Reserves
- $ 131,684,000
- Direct Written Premium
- $ 51,047,000
- Net Written Premium
- $ 46,421,000
- Policyholder Surplus
- $ 170,491,000
Written Premium-to-Surplus Ratio
Reserves-to- Surplus Ratio
Declared Dividend-to-Written Premium Ratio